再融资你的抵押贷款可以有 big benefits
我们知道你的财务状况会随着时间的推移而改变, and the loan you received when you first bought your home may need to change to better align with your current plans and finances. 你是否想缩短贷款期限, lower your interest rate, 或者从你的家里获得股权, 再融资是一个帮助你实现目标的聪明方法.
当你再融资时,你用一笔新的贷款取代了你目前的抵押贷款. Your new mortgage will have a different rate (adjustable or fixed-rate options are available), monthly payment, 总的来说(从10中选择,15, 20 or 30 years). There are several reasons you may want to refinance, but here are some of the most common:
- 降低你的利率或月供
- 随着时间的推移节省利息
- 换一个不同的贷款期限来满足短期或长期的目标
- Pay off your loan faster
- 从你的房屋净值中提取现金
如果你在考虑再融资,我们可以帮你 apply online 开始与…开始或连接 Home Loan Consultant to discuss your options.